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Ismayil is 54 years old. He is married and lives with his wife and son, who is aged 19. His family, wife and son are engaged in trading. His wife imports clothes, and their son sells them at the bazaar.

Ismayil has a car and works as a taxi driver. He has been a driver for 19 years. He serves local people and earns income.

With a previous loan he received from VFAC, Ismayil repaired his car, as it was damaged and had long distance service problems.

Ismayil now needs to improve his home, so he is applying for a loan from Kiva and VFAC to buy cement, bricks and sand. With this he will be able to cover the necessities of improving the house and giving his family a healthier life.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $6,171
    Average annual income
  • 11
    View loans »
    Azerbaijan Loans Fundraising
  • $13,933,925
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Ismayil to buy cement, bricks and sand to improve his house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 27, 2013
Mar 12, 2013
Currency Exchange Loss:
Apr 16, 2014