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Sheila is a married woman and is a very hard working entrepreneur. She is 38 years old and has two children who are in school.

Sheila has a direct selling business in the Philippines. She has requested a PHP 11,000 loan amount through Negros Women for Tomorrow Foundation, Inc. to buy more items like lotion, slippers, sandals, soap, etc. to sell.

Sheila has been in this business for 5 years. In the future, Sheila would like to save enough money so she can afford to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1598
    View loans »
    Philippines Loans Fundraising
  • $60,713,650
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Sheila to buy more items like lotion, slippers, sandals, soap, etc. to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 27, 2013
Mar 11, 2013
Currency Exchange Loss:
Mar 17, 2014