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Gina Group
In this Group: Georgina, Cynthia
This group consists of 2 members, namely Georgina and Cynthia. They reside in Dansoman, Ghana. They decided to form a group to access credit from ID Ghana in August 2012. They sell waakye (a rice and beans delicacy) and tea and indome (a noodle dish) respectively.

Georgina is a 42 year old trader. She is married to Alex who is a 52 year old construction worker. She sells 'waakye' (cooked rice and beans) with 4 years experience and works from Tuesday to Sunday. She gets her goods from the market in the eastern region and sells them in the Dansoman community.

This is her 2nd loan with ID Ghana and she has requested a loan of GHS 500 to buy more goods to sell to her customers.

The entire group needs a total amount of GHS 850 to buy more goods to sell to their respective customers.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 22
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gina Group's $450 loan helped a member tO BUY RICE AND BEANS TO AND SELL TO HER CUSTOMERS.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Mar 11, 2013
Currency Exchange Loss:
Aug 17, 2013