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Josephine is 51 years old, married and has six children.

She earns a living by farming sugarcane in the Philippines. Josephine is borrowing PHP 20,000 through Negros Women for Tomorrow Foundation, Inc. to purchase fertilizers and other farm supplies.

Josephine has been farming sugarcane for 30 years and also earns additional income from raising livestock.

She is working tirelessly towards the attainment of her dream, to save enough to provide a secure future for her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 2063
    View loans »
    Philippines Loans Fundraising
  • $61,219,850
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Josephine to purchase fertilizers and other farm supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 25, 2013
Mar 11, 2013
Currency Exchange Loss:
Mar 17, 2014