Chata (standing 2nd from the right in the photo) is a larger reseller of charcoal and firewood in the village of Togo. She plans to use her loan to buy 60 bags of charcoal from the farmers in the village and the surrounding area of Ségou. The sales are made for cash or credit door-to-door and on the streets in the districts of Ségou, to a clientèle made up of men and women. Chata hopes to make an average monthly profit of 30 000 francs thanks to this loan, which will be reinvested in her business and used to ensure that the children in the household get an education. Her aim is to increase her sales volume whilst working in partnership with Soro Yiriwaso.
Madame Chata (femme debout en 2ème position sur la photo de la droite vers la gauche) est une grande vendeuse du charbon de bois et de bois de chauffe dans le village de Togo. Elle compte utiliser son prêt pour acheter 60 sacs de charbon de bois avec les exploitants du village et environnants de Ségou. La revente se fait au comptant et à crédit à domicile et dans les quartiers de Ségou en ambulant à une clientèle composée d’hommes et de femmes. Madame Chata espère réaliser un bénéfice mensuel moyen de 30 000 FCFA avec ce prêt, qui sera utilisé, pour être réinvesti dans l’activité et assurer la scolarisation des enfants du foyer. Elle a pour objectif d’augmenter le volume de son activité dans ce partenariat avec Soro Yiriwaso.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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