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Lay Eng
Lay Eng is 35 years old. She is married and resides with four children in Kampong Chhnang Province, Cambodia.

She has been cultivating water spinach to sell for more than two years, earning approximately $5 daily. Her husband is a construction worker who makes an income of $4 per day.

Lay Eng is requesting a loan of $400 to purchase a plot of land to expand her farming business. This purchase will help her generate more income for the family. In the future, she would like to expand her farming business and help her children earn bachelor’s degrees.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,709,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Lay Eng to purchase a plot of land to expand her farming business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 20, 2013
Apr 1, 2013
Currency Exchange Loss:
Dec 17, 2013