Jema lives in Binguang with her husband and their five children. In order to help her husband with the household expenses, she started selling earrings and necklaces as a traveling saleswoman. She's 27 years old, and has been a seller for seven years.
She gets her supplies in Tuguegarao province of Cagayan. Thanks to the quality of her products, she has several customers in her village, whom she cannot satisfy anymore. She's therefore seeking a first loan from Kiva's parter, WAGES, in order to resupply.
Her future prospects include expanding her business and ensuring her children's future.
About Alalay sa Kaunlaran, Inc.
This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.