Hannington is a 43-year-old married man with with five children living in Bundibugyo, Uganda. Thirteen years ago he decided to venture into agriculture. Like most farmers, he is challenged by seasonal weather changes, especially prolonged drought. His dream is to progress into modern farming activities. He is determined to change his future and that of his children by educating them up to the University, and his prayer is that they graduate and work for reputable institutions. Hannington intends to use this loan to pay his children's school fees.