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Karine was born in the city of Kapan and lives together with her husband and daughter in the Getishen village of the Syunik district. Her son is working in the Russian Federation and often helps his family in Armenia. Karine is 47 years old. She has been involved in agriculture for almost 20 years. She and her husband have land in the Getishen village, bees, cattle and rabbits. Karine sells the agricultural products, which her family works hard to produce, in the cities of Kapan and Kadjaran. She has acquaintances, friends and family, who help her with selling agricultural products because they have stores in Kapan and Kadjaran. Karine has been diligently involved in beekeeping the last few years. She read a lot of literature about bees and researched how to correctly care for them in order to obtain quality and ecologically-clean honey. As Karine confessed, one has to first love bees and have a lot of patience to get a good result. Karine needs a loan in the amount of 700,000 Armenian dram to purchase bees and hives to develop her beekeeping business.
View original language description ↓
Карине родилась в городе Капан , живет в селе Гетишен Сюникской области вместе с мужем и дочерью . Сын Карине находится на заработках в Российской Федерации и часто помогает семье в Армении. Карине 47 лет. Карине занимается сельским хозяйством почти как 20лет,они вместе с мужем имеют в селе Гетишен собственную землю, пчел, крупный рогатый скот ,кроликов.
Карине сельскохозяйственную продукцию которую с семьей с трудом получают от их хозяйства реализует в городах Капан и Каджаран. Она имеет знакомых, друзей родствеников , которые помогают им по реализации сельскохозяйственной продукции у которых есть собственные магазины и лавки в капане и Каджаране .
Последние годы Карине усердно занимается пчеловодством. Она прочла много литературы про пчел и исследовала сама как надо правильно ухаживать за пчелами чтобы получить качественный и экологически чистый мед. Как Карине призналась во первых надо любить пчел и надо иметь много терпения чтобы достич хорошего результата.
Карине нуждается в кредите на суммы 700,000 Армянских драм для покупки пчел и улeй для развития своего пчеловодства .

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 124
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • 410.5
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,725 helped Karine to purchase bees and hives to develop her beekeeping business.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Mar 11, 2013
Currency Exchange Loss:
Sep 17, 2015