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This borrower is 34 years old and has been in business for one year. He lives with his wife and two children (ages 14 and 10). His family lives at a house of a relative, so he takes care of the property. Alex studied through the ninth grade. He sells basic necessities (food products, fruit, grains, household and disposable goods, chicken, and other products) out of his home.

Alex is seeking a loan so that he can buy more merchandise and offer more variety to his customers.
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El Cliente de 34 años, realiza la actividad desde hace 1 año, vive con su esposa y 2 hijos (14 y 10 años), vive en casa de un familiar a quien le cuida la propiedad, y estudio hasta 9o grado. En su vivienda, vende productos de primera necesidad (comestibles, frutas, cereales, consumibles y desechables, pollo, etc). El desea credito para poder comprar mas mercaderia y ofrecer variedad a sus clientes

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 784
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy various products to sell in his store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 23, 2013
Apr 9, 2013
Currency Exchange Loss:
Mar 17, 2014