Gloria Elizabeth Del Carmen
Update on Gloria Elizabeth Del CarmenGloria, has decided to continue growing her business, buying materials she uses, that is why she is requesting a loan to purchase clay and black dye, and for transportation payment, to go out and sell.
She states that with the previous loan it was very helpful for the production, for that reason it motivates her to continue with loans. She has bought materials for the stoneware production which until now has helped her generate more sales. A baby girl, now three months old, has been born in her family.
Con el préstamo anterior manifiesta que fue de mucha ayuda, para la producción, por eso se motivo a seguir con préstamos, ella ha comprado materiales para la producción de loza, que hasta el momento esto le ayudado a generar más ventas, en su familia ha nacido una niña de tres meses.
Previous Loan DetailsGloria lives with her husband and their two children, ages 12 and 7 who are both in school. They inherited their house from Gloria's father. She makes and sells pottery, an activity that she learned from a young age from her mother. Today she works to take care of her household from 8am until 4pm... More from Gloria Elizabeth Del Carmen's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Feb 14, 2013
- Mar 9, 2013
- Currency Exchange Loss:
- Jul 17, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.