Prossy is a young and determined member of the group, founded in the outskirts of the city. Prossy buys scrap metal and sells it to recyclers, as well as a few electric appliances. This is a business she began immediately after she dropped out of school due to lack of tuition funds, because her father had many other children and gave priority to the boys. She got married at a tender age, but she wanted to be actively involved in business, so with a few resources from her husband, she started selling scrap and some electrical appliances. She will use the proceeds of her loan to buy electrical appliances. She has challenges, such as the theft of metals around the village, coupled with buying fake metals which aren’t easily sold. Despite all the challenges she goes through, she cannot leave the business because she has to take care of her young children, as her husband's meager resources are inadequate. She is a determined and resilient woman.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.