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Zosema is married and has five children. She is 52 years old and lives in Poblacion 1, Clarin, Philippines. Zosema sells a variety of items to earn a living and has had this business for 11 years. Each month, she earns PHP 8000 doing this type of work. She has requested a loan of 14,000 to purchase additional products such as canned goods, noodles, beverages, detergents ,etc.
Zosema has been a member of PMPC for three years. In the future, Zosema hopes to supplement the family's income.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1182
    View loans »
    Philippines Loans Fundraising
  • $63,443,275
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Zosema to purchase additional products such as canned goods, noodles, beverages, detergents, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 26, 2013
Mar 10, 2013
Currency Exchange Loss:
Nov 17, 2013