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Update on Bertha

Bertha, who is 46 and the mother of three children, is an enterprising and hardworking woman who provides for her family. She is a member of Asociación Arariwa's "RICCHARIY PURIRISUN" communal bank and lives in the city of Oropesa, in Cusco province. Bertha bakes the traditional "Chuta" bread of the city of Oropesa and Cusco province. On this occasion, Bertha is requesting a loan to buy supplies such as sacks of flour, sacks of sugar and yeast.
View original language description ↓
Bertha es una mujer emprendedora y trabajadora que saca adelante a su familia, ella continua en el banco comunal “RICCHARIY PURIRISUN” de la Asociación Arariwa, ella vive en la ciudad de Oropesa provincia del Cusco, ella tiene 46 años de edad y tiene tres hijos. Bertha se dedica a la panadería y elabora panes “Chuta” que son panes tradicionales de la ciudad de Oropesa y Cusco.

En esta oportunidad Bertha requiere el préstamo para comprar insumos como por ejemplo sacos de harina, sacos de azúcar y levadura.

Previous Loan Details

Bertha belongs to Asociación Arariwa’s “Ricchariy Puririsun” communal bank. She lives in the city of Oropesa in Cusco Province. She’s 45-years-old, and has three children. Bertha makes and sells “Chutas” [traditional large bread rolls typical of Oropesa and Cusco]. On this occasion, she nee... More from Bertha's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Bertha to buy supplies such as sacks of flour, sacks of sugar and yeast.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Apr 1, 2013
Currency Exchange Loss:
Sep 17, 2013
This photo was used before for a previous loan for Bertha. It was first posted on Kiva on Sep, 2012. Learn More