The way she increased her sales was that her friends supported her by buying products. Later, it was by going door-to-door and promoting her products more to customers and other people. With the money from the orders she pays for the household expenses, and she likes what she does.
She carries on her business alone, selling her products from 9:00 in the morning until 7:00 in the evening. She is not married and has a 14-year-old son who goes to public school. She thinks a great deal about her illness, as sometimes it affects her so much that she can't get out of bed.
With the loan she wants to buy creams, clothing and cosmetics, in order to increase her sales. In the future she wants to be able to have her own house and to have a shop, so that she can give work to people who need it.
Ella realiza su negocio sola desde las 9:00 de la mañana hasta las 7:00 de la noche vendiendo sus productos. No está casada, tiene un hijo de 14 años de edad que estudia en un colegio fiscal. Ella piensa mucho en su enfermedad ya que en ocasiones le afecta tanto que no puede levantarse de la cama.
Con el préstamo quiere comprar cremas, ropa, cosmeticos para incrementar sus ventas. En el futuro quiere poder tener su casa propia, tener un local comercial para darles empleo a personas que lo necesitan.
More information about this loan
This loan is for a Kiva borrower living with HIV/AIDS. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.
Due to potential safety risks facing HIV/AIDS positive borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.
About Banco D-MIROBanco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.
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