Cumbe Centro (Cuenca) Group
They live in the parish of Cumbe in Cuenca, a place with a cold climate surrounded by a lot of vegetation, green fields and beautiful landscapes. The main economic activity there is raising animals, agriculture, and commerce.
One of the members of this group is Irma, 32. She's single and lives in her father's house. He works as a professional driver. Together they share the household expenses.
Irma's a very hardworking woman. She started her business when she was very young and now has 15 years of experience. She works from Sunday through Sunday selling a variety of dry grains. She doesn't have a set schedule. She has her own stall in a market in the city. This job has allowed her to improve herself economically and help her family get ahead.
She's going to invest her loan in buying dry grains.
Her goal is to expand her business.
The small photo is of a member who couldn't be present when the group photo was taken.
Una de las socias de este grupo es la Señorita. Irma, es soltera y tiene 32 años de edad, vive en casa de su padre quien labora como chofer profesional, entre los dos comparten los gastos del hogar.
La Señorita. Irma es una mujer muy trabajadora, desde muy joven empezó con su negocio el cual ya tiene 15 años, labora de domingo a domingo en la venta de una gran variedad de granos secos y trabaja sin un horario fijo, tiene un puesto propio en un mercado de la ciudad. Este trabajo le ha permitido superarse económicamente y ayudar a su familia a salir en adelante.
Su crédito lo va a invertir en la compra de granos secos.
Su meta es ampliar su negocio.
La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid