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Eugenia, 31, has two children, ages 1 and 15. She makes a living selling food on one of the busy streets of the Mutualista area. This is her second loan with the institution.

Eugenia will use this loan to buy construction materials to build a room in her house. She is applying for this loan because she lacks the money to buy these materials.

Eugenia confronts some challenges in her business, such as weather conditions and competition from other food businesses. Consequently, she must try to reduce her costs and improve the seasoning of her dishes. She will use her earnings to buy utensils and to expand her business in order to serve more clients during the peak lunch and dinner hours.

Eugenia is a very hardworking person. She is happy to have the opportunity to receive this loan.
View original language description ↓
La Sra. Eugenia tiene 31 años, tiene dos hijos de las edades de 15 y 1 año, ella se dedica a la venta de comida en un de las calles concurridas de la zona de la Mutualista, este préstamo es su segunda secuencia dentro de la institución, La Sra. Eugenia va a usar este préstamo para compra de material de construcción para la construcción de una habitación en su casa, su razón para solicitar este préstamo la falta de efectivo para la compra de estos materiales, La Sra. Eugenia enfrenta retos en su negocio que son las condiciones climáticas y también la competencia de los demás negocios de comida por lo mismo que tiene que tratar de reducir sus costos y mejorar su sazón de sus platillos, y va a utilizar los beneficios en la compra de utensilios y también en la ampliación de la misma para poder captar más clientes en las horas pico de almuerzo y cena, La Sra. Eugenia es una persona muy trabajadora se siente feliz por esta oportunidad brindada en la otorgación del crédito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 223
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Eugenia to buy construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 9, 2013
Currency Exchange Loss:
Apr 16, 2014