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Ana Luisa

Update on Ana Luisa

Ana lives in the town of Concepción with her family. She works as a domestic worker in a private home.

Her greatest difficulty is not being able to to gather together at one time the money to buy supplies she needs. With this new loan she will buy stones, cements, sand, iron, etc. and with this she will continue the construction of her home.

She is grateful to Afodenic and the Kiva lenders for the trust provided.
View original language description ↓
La señora Ana, habita en el municipio de la Concepcion, junto a su familia, ella trabaja como demestica para una casa particular su mayor dificultad es el no poder reunir de una sola vez el dinero para la compra de los Materiales que necesita, con este nuevo financiamiento comprar: Piedras, Cemento, Arena, Hierro, etc con esto continuara con la construccion de su casa. Agradece a Afodenic y Fondos Kiva por la confianza brindada

Previous Loan Details

Ana lives in the municipality of Concepción. Thanks to the support that Afodenic has provided her for several loan cycles by means of Kiva funding, she has succeeded in improving her living conditions. This is because she can support herself by harvesting her own crop. Now one of her great dre... More from Ana Luisa's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ana Luisa to buy construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 9, 2013
Currency Exchange Loss:
May 17, 2014