The loan this group is taking out will benefit the microbusinesses in the group which Fidelia is a member of. She say that she joined Pro Mujer a year following an invitation from a friend who was already a member. Fidelia currently has a transport business. She tells us that she started this following a recommendation from her father some years ago.
Fidelia will use this loan to increase capital (buying tyres), which she will purchase from shops in the city La Paz. She will then use them on her vehicle. This work allows Fidelia to earn the money to maintain her household as best as possible. She is single and has a son.
When asked what she most likes about Pro Mujer Fidelia responds that she likes that health education that is offered.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Fidelia es integrante, ella indica que hace año y medio que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de servicio de transporte; cuenta que este negocio lo emprendió por recomendación de su padre hace varios años atrás.
El crédito que ahora sacará es para el aumento de capital (compra de llantas) que adquirirá de las tiendas de la ciudad de La Paz y posteriormente lo implementará en su movilidad. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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