Atta is a 27-year-old seamstress. She has been with ID Ghana for the past one year and is doing very well. She has been in this business activity for 3 years now. She sells from Mondays to Saturdays.
This is her 3rd loan and she needed an amount of 1,000 GHS to buy more to sell to her customers. She has been able, through her business, to provide herself with a quality education. She is grateful to ID Ghana.
Atta and Vida need a total amount of 2,000 GHS to buy more to sell to their customers in the Dansoman community.
About ID GhanaID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid