Markus is a 58 year old maize farmer and father in a family of 20 living in Katsinawa Nakunne village, Kaduna State. Markus needs a Babban Gona loan to access the high quality inputs, such as improved seeds and fertilizer, that he needs to increase his yields. Through these inputs ,that he will receive on credit, Markus has the opportunity to achieve yields three times higher than those of the average Nigerian farmer. In addition, this loan will give Markus the capacity to store his maize and sell in premium markets, allowing him to earn up to three times more than the average Nigerian farmer. Markus hopes to remain a member of Babban Gona and expand his farm throughout Kaduna State, moving from subsistence farming to commercial farming. His goal is that the earnings from his farm will provide his children with a meaningful education and improve the overall lifestyle of his family. He is also pleased with the benefits of the toxin-free maize that he grows as a member of Babban Gona and is excited for the impact this will have on his children’s health.
More information about this loan
Babban Gona Farmer Organization (Babban Gona) is a farmer services organization committed to lifting 5 million smallholder farmers out of poverty by 2030. It divides smallholder farmers into Trust Groups and delivers training and development services, inputs like seeds on credit and post-harvest marketing services. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. This system increases farmers’ yields up to 4 times the national average. In addition, Babban Gona markets its farmers’ produce to premium markets over the course of the year, ensuring that they receive the best price possible for their produce and have a steady flow of income year round. Kiva loans are used to help Babban Gona expand its services to more rural areas in Northern Nigeria.