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Markus is a 58 year old maize farmer and father in a family of 20 living in Katsinawa Nakunne village, Kaduna State. Markus needs a Babban Gona loan to access the high quality inputs, such as improved seeds and fertilizer, that he needs to increase his yields. Through these inputs ,that he will receive on credit, Markus has the opportunity to achieve yields three times higher than those of the average Nigerian farmer. In addition, this loan will give Markus the capacity to store his maize and sell in premium markets, allowing him to earn up to three times more than the average Nigerian farmer. Markus hopes to remain a member of Babban Gona and expand his farm throughout Kaduna State, moving from subsistence farming to commercial farming. His goal is that the earnings from his farm will provide his children with a meaningful education and improve the overall lifestyle of his family. He is also pleased with the benefits of the toxin-free maize that he grows as a member of Babban Gona and is excited for the impact this will have on his children’s health.

Additional Information

More information about this loan

Babban Gona Farmer Organization (Babban Gona) is a farmer services organization committed to lifting 5 million smallholder farmers out of poverty by 2030. It divides smallholder farmers into Trust Groups and delivers training and development services, inputs like seeds on credit and post-harvest marketing services. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. This system  increases farmers’ yields up to 4 times the national average. In addition, Babban Gona markets its farmers’ produce to premium markets over the course of the year, ensuring that they receive the best price possible for their produce and have a steady flow of income year round. Kiva loans are used to help Babban Gona expand its services to more rural areas in Northern Nigeria. 

About Nigeria

  • $1,188
    Average annual income
  • 14
    View loans »
    Nigeria Loans Fundraising
  • $5,891,700
    Funds lent in using Kiva
  • 157.7
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Markus to buy fertilizers, seeds, and agricultural technologies to increase maize yields.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
At end of term
May 1, 2013
Mar 11, 2013
Currency Exchange Loss:
Feb 25, 2014