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Enila Group
In this Group: Esther, Agnes, Nyasha F, Irene, Lilian
Greetings from Zimbabwe! This is Enila Group. The group members include 54-year-old Esther, from Mutare. She is married and has three children. Esther runs a retail business and sells clothes and blankets. The business has been in operation for five years. She says the main challenge she faces is late payment by customers who buy on credit.

Esther has requested a loan of $750 to purchase clothes and blankets to resell. She says the extra profit generated will allow her to improve the general welfare of her family. Esther plans to open a preschool in the future.

Additional Information

About MicroKing Finance

MicroKing's loans are guaranteed against institutional default (failure of MicroKing to repay Kiva lenders if the borrower repays MicroKing) by MicroKing's parent company: Kingdom Financial Holdings Limited.

More About MicroKing
This loan is administered by MicroKing Finance, Kiva’s first partner in Zimbabwe.

MicroKing’s mandate is to provide financial services integrated with advisory services and targeted training to the under-banked but rapidly growing Zimbabwean micro-enterprise sector. The intent is to mobilize the underprivileged as active agents in fighting poverty as well as to accelerate the country’s journey back to economic prosperity where Zimbabwe was once known as the “bread basket of Africa.”

Zimbabwean micro-enterprises are generally run by women and comprise a multitude of business types. Constraints on local production and manufacturing capacity have led to cross-border trading being the most common type of business.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Zimbabwe

  • $2,000
    Average annual income
  • 21
    View loans »
    Zimbabwe Loans Fundraising
  • $3,764,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Enila Group's $3,750 loan helped a member to buy clothes and blankets to resell in her retail business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 25, 2013
Mar 9, 2013
Currency Exchange Loss:
Dec 19, 2013