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This is Erlinda, 41, a resident of Intramuros, Manila, Philippines. She is married to Enrique, a worker, and a mother to her children. She manages their household, together with her husband, while operating the business. At this time, she is working hard to provide a continuing flow of income for her everyday expenses. Erlinda operates a buying and selling business. What she does, basically, is to buy garlic and biscuits from wholesalers, repackage them, and sell them at a profit. Her regular customers are neighbors and the local community. She earns a minimum of PHP 500 every day. To help her continue operations of her business, she is applying for a PHP 35,000 loan. She will use the loan to buy larger quantities of garlic products and expand her inventory. She expects a boost in her business income as she expands her business. Erlinda hopes that her business will continue to grow and dreams that her children will finish their studies. She meets with her co-fellowship members to share stories of her life and business every week, and there she can also draw strength and inspiration from the Word of God she studies.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1083
    View loans »
    Philippines Loans Fundraising
  • $63,436,400
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Erlinda to buy a larger stock of garlic and biscuits for her business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 4, 2013
Mar 9, 2013
Currency Exchange Loss:
Jul 17, 2013