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Margarita Josefina
Margarita is a 27-year-old woman. She lives in the city of Ica, in the Santiago district, with her parents and her little 4-year-old son, whom she loves and who is her main focus in life. She is a very likable, hard-working and enthusiastic person, who dedicates all of her efforts toward helping her little one get ahead in life, since she is both mother and father to him. Thanks to her effort and her parents' support, Margarita was able to study for a technical degree in Computing. In her free time, she likes to go on the internet, and on some occasions she cooks a delicious Arroz con Pato [duck with rice] to share with her family.

On her own initiative, with much effort and dedication, Margarita works in her small business selling clothing and school supplies. She works every day for approximately 10 hours, and she believes that it is going well for her thanks to her good prices and the friendly service she provides to her customers.

Margarita is very grateful to the Kiva lenders, since thanks to the help provided to her, she will be able to buy merchandise such as clothing for men, women and children, and office supplies. In this way, Margarita will have her business better stocked, and she will be able to serve more customers. Thus, she will keep working and exerting herself to achieve her great dream of seeing her son become a successful professional and herself a successful woman.
View original language description ↓
Margarita es una mujer de 27 años, vive en la ciudad de Ica, en el distrito de Santiago con sus padres y su pequeño hijo de 4 años, a quien ama y es su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su pequeño, ya que ella es madre y padre para él; gracias a su esfuerzo y al apoyo de sus padres, Margarita pudo estudiar la carrera técnica de Computación, en sus ratos libres le gusta ingresar a internet y en algunas ocasiones cocina un riquísimo Arroz con Pato para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Margarita trabaja en su pequeño negocio de venta de ropa y útiles escolares, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Margarita se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería, como prendas de vestir para damas, caballeros, niños y útiles de escritorio, de esta manera Margarita tendrá su negocio mejor abastecido y podrá atender a mas clientes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de ver a su hijo convertido en un buen profesional y en una mujer de bien.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 88
    View loans »
    Peru Loans Fundraising
  • $55,985,050
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Margarita Josefina to buy merchandise to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 11, 2013
Listed
Apr 1, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014