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Leatu, 50, lives in Kwatau village with her seven children who she hopes will one day be succesful farmers and encourage others not only in the community but in all of Kaduna state, to see farming and the agricultural sector as a viable career opportunity. Before Babban Gona, Leatu was unable to access most types of seeds due to lack of funds. However, by receiving a Babban Gona loan, Leatu has the opportunity to access high quality hybrid seeds that are guaranteed to increase her yields. A Babban Gona loan will provide Leatu with high-quality seeds as well as fertilizers and technologies to eliminate the toxins from her maize. In addition, a Babban Gona loan will allow Leatu the means to store her crops as well as the ability to sell them at a premium market price. As a Babban Gona member, Leatu has the opportunity to reap yields three times as high as the national average and earn at least three times as much as the average Nigerian farmer. She is excited about the profits she will earn this year from reaping a large quantity of high quality maize.

Leatu has big plans for the future; with her Babban Gona profits and new found knowledge on the importance of seed selection, which she acquired through Babban Gona, she wants to open a seed store where she can sell high-quality seeds to other farmers in her village. She plans to run this business during the dry season to supplement her income. Leatu takes pride in her work as a farmer and being a member of Babban Gona has renewed her love for working on her land. Now she hopes to see her older children become members of Babban Gona and her younger children take advantage of the added income and health effects of toxin free maize to focus on their education before becoming involved in the family business.

Additional Information

More information about this loan

This loan is aimed at helping smallholder farmers. The farmers are divided into Trust Groups and deliver training and development services, inputs like seeds on credit and post-harvest marketing services. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. This system increases farmers’ yields up to 4 times the national average. In addition, Babban Gona markets its farmers’ produce to premium markets over the course of the year, ensuring that they receive the best price possible for their produce and have a steady flow of income year round. Kiva loans are used to help Babban Gona expand its services to more rural areas in Northern Nigeria. Babban Gona posts loans before the inputs are provided so there is a chance that farmers will change their input package after the loan is posted. As a result, the loan amount may slightly change after you fund the loan, and any difference will be repaid to you when the first loan repayment is made. By supporting this loan, you’re providing farmers with the opportunity to increase their yields.

About Nigeria

  • $6,100
    Average annual income
  • 17
    View loans »
    Nigeria Loans Fundraising
  • $6,037,525
    Funds lent in using Kiva
  • 157.7
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Leatu to buy fertilizers, seeds, and agricultural technologies to increase maize yields.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
At end of term
May 1, 2013
Mar 11, 2013
Currency Exchange Loss:
Feb 17, 2014