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Dilcia Angelica
Dilcia is a 24-year-old woman who is married and lives with her husband and three children. The oldest child is twelve, the second is seven, and the third child is six months old. The children depend on their parents, and the two older siblings help in the fields and in the household chores.

At a very early age she learned how to grow chili peppers, cucumbers, tomatoes and other crops. She was not able to continue her education past the second grade due to lack of resources on the part of her parents, since they are of very humble means and did not have the financial capacity to support her.

Farming is the sole activity that sustains her family. Every day they work hard to cover the basic necessities such as food, clothing and medicine. The land that they cultivate is one kilometer from their house, so they go on foot daily to take care of their crops and ensure that they are not contaminated or damaged by the various animals and diseases found in the area.

Currently she is seeking support in order to buy fertilizer and compost for her crops. Her dream is to be able to expand her fields and her harvests in order to increase her family's income. In this way she will be able to provide her children with a better education and a better quality of life so that they will be able to get good jobs.
View original language description ↓
Dilcia es una mujer joven de 24 años de edad casada que junto a su esposo procrearon 3 hijos el mayor tiene una edad de 12 años, el segundo tiene 7 años y el ultimo 6 meses de nacido los cuales dependen de ellos y los dos mayores ayudan en las actividades del campo y con las actividades del hogar. Ella aprendió la actividad del cultivo y siembra de café, hortalizas como ser: Chile, Pepino, tomate y otros a muy temprana edad debido a que ella no pudo estudiar la primaria completa. Ella tiene un grado de educación cursado hasta segundo grado y no pudo continuar por la falta de recursos por parte de sus padres ya que ellos son muy humildes y no tenían la capacidad económica para ayudarle. Esta actividad que en familia emprenden es el único sustento para su familia y diariamente trabajan duro para cubrir las diferentes necesidades como se: Vestimenta, Alimentos, Medicinas con muchas restricciones, etc. Las tierras donde cultivan les queda a una distancia de un kilómetro de su casa de habitación por lo cual se trasladan a pie diariamente y les permite darle el mantenimiento a sus cultivos y la atención para evitar que estos sean contaminados y deteriorado por los diferentes animales y plagas que existen a los alrededores.

Actualmente ella solicita ayuda para la compra de fertilizantes, abonos, para sus cultivos de hortaliza. Su sueño es poder incrementar sus cultivos y poder aumentar la cantidad que tiene para obtener mejores ingresos para su familia de esa forma poder darle a sus hijos una mejor educación, un mejor nivel de vida y puedan conseguir buenos empleos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 22
    View loans »
    Honduras Loans Fundraising
  • $8,201,950
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Dilcia Angelica to buy fertilizer and compost for her vegetables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 5, 2013
Listed
Mar 8, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014