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José De La Paz
The photograph shows José together with his wife María.

José is 57 years old. He has a common-law wife, and he has one son, but he does not live with him. For about 8 years, he has worked as a merchant. At first, they worked at another house where they lived, but sales were declining and it was not profitable. Therefore they decided to sell the property where they were living, and they went to another place with more traffic. Due to this, they set up the business once again, which consists of selling fried plantains and cashew nuts.

They travel three times a week to the city's market, which is 20 kilometers from their home, to buy plantains, cashews, oil and plastic bags to store the nuts and the plantains. Regarding the nuts, they buy them in large quantities and store them, since they are a seasonal product and they have to store quite a lot in order to satisfy the demand throughout the year.

The loan that he is requesting from the Campo Foundation is to buy a greater quantity of cashews. Since José's wife has been sick, they found themselves without cash to buy the nuts, although it is the production season for this crop. Thus, they need the money in order to buy a lot. José sells the nuts inside the local buses, and his wife sells at the bus stops.

His desire is to pay off all his debts, since he obtained a loan to build the house in which they currently live, and to have a quieter life, since he is a former military man.
View original language description ↓
En la fotografia aparece el señor José junto a su esposa María.

José tiene 57 años de edad, esta acompañado y tiene un hijo; pero no vive con èl. Desde hace unos 8 años trabaja como comerciante; en un inicio ellos trabajaban en otro domicilio, pero la venta se les fue bajando y no le hera rentable; por lo que decidieron vender la propiedad en donde vivian y se fueron para otro lugar de mayor trafico; debido a eso instalaron su negocio nuevamente que consiste en la venta de tostadas de platano y semilla de marañon.

Ellos se trasladan tres veces por semana al mercado de la ciudad que esta a veinte kilometros de su casa a comprar el plátano y la semilla de marañon, aceite y bolsas plásticas para almacenar la semilla y el plátano. En cuanto a la semilla, la compran en grandes cantidades y la almacenan; ya que es fruto de temporada y tienen que almacenar bastante para satisfacer la demanda en todo el año.

El préstamo que esta solicitando a Fundaión Campo, es para comprar mayor cantidad de semilla de marañon. Debido a que la esposa de José, estuvo enferma se quedaron sin efectivo para comprar la semilla que es este el tiempo en que hay producción de este fruto seco; por eso es que necesitan el dinero para comprar bastante. José vende la semilla al interior de los autobuses del transporte colectivo y su esposa vende en las paradas de autobuses.

Su deseo es solventar todas su deudas, debido a que obtuvo una deuda para construir la casa en que actualmente viven. Además, de tener una vida más tranquila, pues él es exmiltar.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 659
    View loans »
    El Salvador Loans Fundraising
  • $22,070,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped José De La Paz to buy a greater quantity of cashew nuts.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 6, 2013
Listed
Mar 8, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013