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Update on Alfonso

Alfonso is married and his wife works as a secretary at a hospital. He continues his photography business and two of his children have followed him into the same line of work. They work for a television channel and he works as a professional photographer. He is requesting his seventh loan to purchase a lens for his camera so that he can continue capturing the best images of his customers.
View original language description ↓
Don Alfonso, es casado su esposa trabaja como secretaria para un hospital, el continua con su profesión de fotógrafo y ha logrado que dos de sus hijos se involucren en la misma labor ahora trabajan para un canal de televisión y él como fotógrafo profesional, está optando a su séptimo crédito para la compra de un lente de su cámara fotográfica, para continuar captando las mejores imágenes de sus clientes.

Previous Loan Details

Alfonso continues with his photography business, which he has updated with more equipment that allows him to provide good service. He attends events where he takes photos and videos and offers scanning, among other services. He work is much easier today because he has the tools needed to speed up... More from Alfonso's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Alfonso to purchase a camera lens.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 8, 2013
Currency Exchange Loss:
Jan 18, 2014