Xiomara Concepción is from El Sauce by birth and in her heart. She lives in a village 12 kilometers from there called Rio Grande. As its name indicates, the village is surrounded by a large rushing river that is visited by people from all over the west.
Xiomara has dedicated almost all of her life to giving classes to primary school children and she has great experience teaching them to read and write.
She has four children who are professionally trained and independent. She has one school aged child in her care who is her granddaughter.
She is currently requesting a loan from Kiva to purchase school supplies, uniforms, and shoes for her granddaughter who has already started classes.
Xiomara Concepción es una sauceña de nacimiento y de corazón que habita en un caserío a 12 km de distancia de dicho municipio llamado Río Grande, como su nombre lo dice es un caserío rodeado de un inmenso Rio caudaloso el cual es visitado por personas de todo occidente.
Xiomara se ha dedicado casi toda su vida a dar clases a niños de primaria donde tiene una gran experiencia para enseñar a leer y escribir.
Es madre de cuatro hijos todos preparados profesionalmente e independientes solo tiene a cargo una niña en edad escolar quien es su nieta.
Actualmente está solicitando a Kiva un préstamo para comprar útiles escolares, uniformes y zapatos para su nieta quien ya inició el período de clases.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.