By her own initiative, with a lot of effort and dedication, Milagros works as a sales assistant at a business in her city. She works every day for about eight hours and believes that is going well thanks to her good performance and kind treatment of her customers.
Milagros is very thankful to the Kiva lenders since thanks to their support she will be able to purchase construction materials such as cement, sand, paint, and other items in order to plaster and paint her parent's house where she lives. This will provide them with more security and well-being so that Milagros can continue working and making an effort towards her dream of owning a furniture store.
Por iniciativa propia, con mucho empeño y dedicación, Milagros trabaja como asistente comercial en una empresa de su ciudad, ella trabaja todos los días por un aproximado de 8 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a sus clientes.
Milagros se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de materiales de construcción, como cemento, arena, pintura y otros, de esta manera podrá tarrajear y pintar la casa de sus padres donde vive y contarán con mayor seguridad y bienestar, así pues Milagros seguirá trabajando y esforzándose para lograr su gran sueño de tener un negocio de venta de muebles.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid