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22-Virgen De Urkupina Group
In this Group: Sandra, Rocio Mayra, Elvira, Consuelo, Janet Jimena, Brian Rodrigo, Maria Magadalen, Martha

Update on 22-Virgen De Urkupina Group

Roció continues her work of selling military clothing.

She is asking for a loan so she can buy military clothes at whole sale.

Her last loan went very well as she was able to fill her shop. She has a large clientele and orders to fill.
View original language description ↓
La Sra. Roció sigue con la misma actividad de la venta de prendas militares de vestir, en esta ocasión solicita el crédito para la compra de ropa militar por mayor, cuenta que le fue muy bien con el crédito ya que surtió su tienda y tiene mucha clientela y tiene pedidos que entregar.

Previous Loan Details

The 22-VIRGEN DE URKUPINA Communal Bank is made up of nine members, seven women and two men. The president of the bank is Sra. Roció, who is 28 years old with two children, who are 13 and 11 years old. Sra. Roció sells military clothing and implements. She has her store in the Carrasco area of... More from 22-Virgen De Urkupina Group's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 137
    View loans »
    Bolivia Loans Fundraising
  • $33,239,850
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of 22-Virgen De Urkupina Group's $4,125 loan helped a member to buy military clothing wholesale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 6, 2013
Mar 8, 2013
Currency Exchange Loss:
Sep 17, 2013