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Carmen
Carmen, 54, has four children and is married to Paul. She lives in her own house. Carmen generates income through a number of activities, but the main one is selling groceries. She has a small store that is set up in her house where she awaits her customers. Her customers are sure to find all of the varied types of products they are looking for in her store.

Carmen has had this business for more than 9 years, and her husband helps her with the business. She enjoys her work, because as she works independently, she has the time available to carry out other activities. With this business, she is also able to work in a punctual and tranquil manner as a teacher in an educational institution in the city.

Carmen always has customers in her business, and she's maintained a good record of purchases from a soft drink distributor who has put promotional product displays in her business. She has big plans for the business on how she will make it grow. She believes that in the future she will expand it, because one of her main plans is to enlarge her grocery store.

This is Carmen's 5th loan with Kiva. She is very happy to know that she has financial support, because this way she feels secure in moving forward with the business. In turn, she promises to make her payments on time.

With the sum of 1,800 Peruvian soles that she requests, she will buy more products to offer, including products like rice, sugar, flour, eggs, and other items. The prices of these items are changing, so she can offer them at a better price and thus continue to have satisfied customers.
View original language description ↓
Carmen, de 54 años, tiene 4 hijos y está casada con Pablo con quien vive en su casa propia .Carmen durante su trabajo, realiza muchas actividades, pero la principal es la venta de abarrotes, tiene un pequeña bodega acondicionada en su hogar, en donde espera a sus clientes que van en busca de cualquier tipo de producto que están seguros de encontrar ahí. Lleva haciendo éste trabajo más de 9 años, cuenta con la ayuda de su esposo.Le gusta su trabajo pues es independiente, tiene tiempo disponible para realizar otras actividades, además de poder asistir de manera puntual y tranquila a su empleo como docente en una institución educativa de la ciudad. En su negocio siempre tiene clientes, además como mantuvo un buen record de compras de una distribuidora de gaseosas, le pusieron una exhibidoras para sus productos, tiene grandes planes con su negocio, como hacerlo crecer, cree que más adelante podrá ampliar ya que uno de sus proyectos primordiales es el de agrandar su tienda de abarrotes.Este es el crédito número 05 con Kiva, está muy contenta de saber que tiene un apoyo financiero, ya que así se sentirá segura de avanzar con su negocio, por su parte se compromete a pagar sus cuotas de manera puntual.
Con el monto solicitado de 1800 soles, comprará más productos para ofrecer ya que los abarrotes como arroz azúcar, harina, huevos entre otros, están experimentando un cambio de precio y los puede ofrecer a un mejor precio y seguir teniendo a sus clientes contentos.

About Peru

  • $6,715
    Average annual income
  • 65
    View loans »
    Peru Loans Fundraising
  • $54,552,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Carmen to buy products like rice, sugar, and other groceries.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 12, 2013
Listed
Mar 8, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013