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Mayra Nocolasa
Mayra is single and with much work and dedication, she has achieved her children's independence and good habits. She used to have a general store but it proved to be unprofitable. Now, for many years she has sold bread.

Mayra is requesting her 4th infrastructure loan, this time to strengthen the internal walls of her house. At present, they are partly plywood and all need to be concrete in order to achieve more solidity. To do this, Mayra needs to purchase cement, sand, construction iron, concrete blocks, roof supports, and to pay laborers to begin the work.
View original language description ↓
Doña Mayra, es soltera con mucho trabajo y dedicación ha logrado que sus hijos hoy en día sean independientes y de buenas costumbres, en años atrás tenía el negocio de pulpería pero no le era rentable, ahora tiene la venta de pan desde hace muchos años, en la actualidad está optando a su cuarto crédito para infraestructura para mejorar la pared interna de la casa, ya que una parte es de plywood y necesita hacerla toda de concreto para lograr mayor solidez en las paredes, necesitara comprar cemento, arena, hierro, bloques, piedrines y empezar la obra.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $625 helped Mayra Nocolasa to buy cement, sand, construction iron, concrete blocks, roof supports, and to begin the work.
99% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 8, 2013
Currency Exchange Loss:
Jul 17, 2014