Suma Khamaña Group
Their loan will benefit small business entrepreneurs such as Susana. She says it's the first time she has belonged to Pro Mujer, having joined on the invitation of a loan officer from the institution who visited her at her house. Currently she has a neighborhood store business, which she says she started when she saw the need of people in her community.
This loan is to increase her capital by buying rice, oil, and noodles, which she'll get from wholesale vendors in the city of La Paz and later sell in her own house. This type of work allows her to generate income to support her household as much as possible, because she lives in a common-law relationship and has three children.
When asked what she likes about Pro Mujer, she responds that she likes the loan.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Susana es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tienda de barrio; da a conocer que este negocio lo implemento al ver la necesidad de las personas de la comunidad.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, aceites y fideos) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su propio domicilio. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid