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Bernardo is twenty-seven years old and earns a living making jackets. He has been in this business for two years, and his workshop is located in the small town of Cullucachi.

This loan is his first sequence within the institution. Bernardo will use this loan to buy construction material in order to finish his workshop. His reason for requesting this loan is lack of working capital.

Bernardo faces challenges in his business, like continuing to improve the quality of sewing in his clothing items, and he is going to utilize profits to continue growing his working capital. He wishes for his business to grow and to make a variety of clothing items.

Bernardo feels happy and is thankful to the institution for the support offered to him.
View original language description ↓
El Sr. Bernardo tiene 27 años, el se dedica a la confección de chamarras, el se dedica a esta actividad hace dos años, su taller se encuentran ubicado en la localidad de Cullucachi, este préstamo es su primera secuencia dentro de la institución, El Sr. Bernardo utilizara este préstamo para compra de material de construcción para hacer terminar su taller, su razón para solicitar este préstamo es falta de capital de trabajo, El Sr. Bernardo enfrenta retos en su negocio que son seguir mejorando la calidad de la confección de las prendas de vestir y va a utilizar los beneficios en seguir aumentando su capital de trabajo su deseo para su negocio es crecer y confeccionar variedad de prendas de vestir El Sr. Bernardo se siente feliz y agradecido con la institución por el apoyo brindado.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 210
    View loans »
    Bolivia Loans Fundraising
  • $31,401,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Bernardo to finish construction on his workshop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Mar 8, 2013
Currency Exchange Loss:
Mar 22, 2014