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Pastoritas Group
In this Group: Modesta, Reyna Lizeth, Maura, Tomasa, Benedicta , Raimunda , Ignacia
Pastoritas Communal Bank will start its first loan cycle withPro Mujer as part of Los Andes Regional Office. It's made up of seven members governed by a board of directors of which Modesta is the president. The various businesses of the communal bank members include carpentry, food sales, construction assistant, making wool rugs, neighborhood store, and vegetable sales.

Their loan will benefit small business entrepreneurs such as Modesta, a member. She says she joined Pro Mujer six months ago on the invitation of a loan officer of the institution who visited her at her house. Currently she has a business selling meat. She says she started this business years ago on the advice of her sister, who sells the same product.

This loan will be to increase her capital buying meat that she'll get from wholesale vendors and later sell in her fixed sales stall.

This form of work allows her to generate income to support her household as much as possible, because she lives in a common-law relationship and has two children.

When asked what she likes about Pro Mujer, she says she likes the health field and the loan trainings.
View original language description ↓
La A.C. “PASTORITAS” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por siete integrantes y está dirigida por una mesa directiva donde la señora Modesta es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: carpintería, venta de comida, ayudante de construcción, elaboración de alfombras de lana, tienda de barrio, venta de verduras.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Modesta es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de carne; cuenta que este negocio lo emprendió hace años, por el concejo de su hermana que vende este mismo producto.

El crédito que ahora sacará es para el aumento de capital (compra de carne) que adquirirá de las vendedoras mayoristas y posteriormente lo comercializara en su puesto fijo. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y las capacitaciones en crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 78
    View loans »
    Bolivia Loans Fundraising
  • $28,080,000
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Pastoritas Group's $1,850 loan helped a member to buy meat.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 20, 2013
Listed
Mar 8, 2013
Currency Exchange Loss:
Covered
Ended:
Aug 17, 2013