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Bernardo
Mr. Bernardo, 58, is married and has three children aged 25, 20 and 16. He lives in the municipality of Batallas, where people work in agriculture and raise livestock. He has dairy cattle and sells milk.

This is Bernardo’s first loan with the institution; he will use it to buy a milk cow. He wants to make use of this opportunity to increase his milk production and have a better income.

Bernardo faces different challenges in his business. For example, he needs to buy fodder every once in a while. Weather conditions are also a challenge for him, since he wakes up early in the morning to milk the cows, helped by his children; the whole family is involved in this activity.
View original language description ↓
El Sr. Bernardo tiene 58 años, casado con tres hijos que tienen las edades de 25, 20 y 16 años, el se dedica a la venta de leche ya que tiene ganado vacuno, el vive en la localidad de Batallas, la gente de la población se dedica a la agricultura y ganadería, este préstamo es su primera secuencia dentro de la institución, El Sr. Bernardo utilizara este préstamo para la compra de una vaca lechera y quiere aprovechar esta oportunidad, ya que le proporcionara buena cantidad de leche y así de esta manera mejorar sus ingresos económicos, El Sr. Bernardo enfrenta retos en su negocio que son el forraje que debe comprar cada cierto tiempo, y también el clima ya que se levanta a tempranas horas de la mañana para ordeñar a sus vacas, en esta actividad le ayudan sus hijos, trabaja toda la familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 222
    View loans »
    Bolivia Loans Fundraising
  • $31,492,600
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Bernardo to buy a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 13, 2013
Listed
Mar 8, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 22, 2014