Ummaru wants to use his Babban Gona profits from this years planting season to rear goats for sale during the dry season. Ummaru also plans to build a larger home that is well constructed, to ensure the safety of his family and limit his children's exposure, especially the youngest, to toxic materials and bad weather. They are forced to bear these conditions as a result of an ill constructed home that they currently live in.
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Babban Gona Farmer Organization (Babban Gona) is a farmer services organization committed to lifting 5 million smallholder farmers out of poverty by 2030. It divides smallholder farmers into Trust Groups and delivers training and development services, inputs like seeds on credit and post-harvest marketing services. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. This system increases farmers’ yields up to 4 times the national average. In addition, Babban Gona markets its farmers’ produce to premium markets over the course of the year, ensuring that they receive the best price possible for their produce and have a steady flow of income year round. Kiva loans are used to help Babban Gona expand its services to more rural areas in Northern Nigeria.
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