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Saade, 50, from Kwatau village, is a mother of 10 and provides for her family with what she earns from her farm. Saade joined Babban Gona because she was tired of getting low crop yields year after year and of not being able to earn enough to provide for her family and their needs. Of her 10 children, only two are currently in school because Saade lacks the resources to pay for all 10 of their school fees.

Saade is excited to be a member of Babban Gona as she now has better tools and instruments to work her land. By receiving a Babban Gona loan, Saade has the opportunity to reap yields three times as high as the national average and earn at least three times as much as the average Nigerian farmer. As a Babban Gona member, she understands the importance of using the right inputs to obtain better yields from her farm and appreciates the fact that she now has a means to access them. A Babban Gona loan will provide her with seeds, fertilizers and technologies to increase the productivity of her land and treat her maize so that it is toxin-free. In addition, a Babban Gona loan will allow Saade the means to store her crops as well as the ability to sell them at a premium market price. The larger profits from a better harvest will enable Saade to send more of her children to school. She looks forward to the day when she is earning enough money to be able afford for all of her children to receive an education.

Additional Information

More information about this loan

This loan is aimed at helping smallholder farmers. The farmers are divided into Trust Groups and deliver training and development services, inputs like seeds on credit and post-harvest marketing services. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. This system increases farmers’ yields up to 4 times the national average. In addition, Babban Gona markets its farmers’ produce to premium markets over the course of the year, ensuring that they receive the best price possible for their produce and have a steady flow of income year round. Kiva loans are used to help Babban Gona expand its services to more rural areas in Northern Nigeria. Babban Gona posts loans before the inputs are provided so there is a chance that farmers will change their input package after the loan is posted. As a result, the loan amount may slightly change after you fund the loan, and any difference will be repaid to you when the first loan repayment is made. By supporting this loan, you’re providing farmers with the opportunity to increase their yields.

About Nigeria

  • $6,100
    Average annual income
  • 24
    View loans »
    Nigeria Loans Fundraising
  • $6,000,275
    Funds lent in using Kiva
  • 157.7
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Saade to buy fertilizers, seeds, and agricultural technologies to increase maize yields.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
At end of term
May 1, 2013
Mar 11, 2013
Currency Exchange Loss:
Jun 21, 2014