Rama lives in the Mombasa area of Coast Province, Kenya. He is married and has two children. He owns a retail shop, a business which has been running for two years. In this business, he mainly sells cooking utensils, basins, etc. Rama is also employed.
He learnt about Milango through friends who invited him to the group and he joined with the aim of accessing credit to improve his business operations. His main challenges are high cost of transport.
Rama is applying for a loan of 21,050 Kenya shillings to buy a stock of cooking utensils, basins, etc. The extra income from the loan will be added to his savings to improve the living standard of his family. His ambition is to own a wholesale shop.