James lives in the Mombasa area of Coast Province, Kenya. He is married and has one child, who attends school. He owns a retail shop, a business which has been running for five years. In this business, he mainly sells rice. James is also a truck driver.
He learned about Milango through friends who invited him to the group, and he joined with the aim of accessing credit to improve his business operations. His main challenge is the high cost of products.
James is applying for a loan of 41,850 Kenya shillings to buy retail stock of rice. The extra income from the loan will be added to his savings to improve the living standard of his family. His ambition is to buy a van to transport the rice to other retailers.