Check out some available loans that are similar to this one!
Marlene is 25 years old. She is married and has two children. She is asking for this loan because she wants to buy a cow for milking. The livestock business will help her and her family to get ahead. This is the first time that Marlene has asked for funding from FUDECOSUR.

With this project she hopes to grow her business and achieve her goals, and so in the future will be able to offer her family a better quality of life and more economic stability. This is the first loan she has received from FUDECOSUR. She has not previously taken out any loans from state banks, but FUDECOSUR has offered her the loan with better terms and a much lower interest rate.
View original language description ↓
Marlene tiene la edad de 25 años, es casada y tiene dos hijos. Ella el crédito lo quiere para la compra de una vaca de leche. El negocio del ganado le ayudará a ella y a su familia a salir adelante. Es la primera vez que Marlene se financia con FUDECOSUR. Ella espera que con este proyecto crezca y logre sus objetivos y así pueda en un futuro brindarle a su familia una mejor calidad de vida y una mejor estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 36
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 499.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Marlene buy a cow for milking.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 6, 2013
Mar 11, 2013
Currency Exchange Loss:
Mar 17, 2014