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Donald José
Santa Rosa del Peñon is a little town that is fighting for business. In past times, the majority of its citizens survived by emigrating to other countries. Now they depend on their own town, thanks to the fact that they have discovered that there exist different kinds of mines to exploit, such as gold and gypsum mines, which are those that now are functioning to develop small business people.

It is here that the young Donald José lives, striving for his livelihood by offering instruction to primary students, but his dream is to be able to improve his house. According to him, he can manage to do this through a loan from CEPRODEL and Kiva.

Now he has learned that CEPRODEL and Kiva support this type of person, and for that reason he is applying for a loan to purchase cement and sand and pay for labor. This will be of great importance to take advantage of this to improve the walls of his house a little because they are deteriorated, and he will give them a little plastering, since it is beyond his means to rebuild them.

He appreciates CEPRODEL and Kiva because they continue to give him a friendly hand to continue forward in his family life.
View original language description ↓
Santa Rosa del Peñón un pueblito muy pequeñito, luchador en el comercio, en los tiempos anteriores la mayoría de los ciudadano sobrevivían emigrando a otros países, hoy en día dependen de su mismo pueblo, debido a que han descubierto a que existe diferentes tipos de mina para explotar como es, mina de oro y mina yesera son las que en la actualidad está funcionando al desarrollo de los pequeños comerciantes.

Es aquí donde habita el joven Donald José luchador por su vida donde se dedica a brindarle enseñanza a estudiantes de la primaria, pero son de sus sueños poder llegar a mejorar su vivienda, pero según el esto lo puede lograr a través de un crédito que le financie ceprodel y Kivas.

Hoy en día se entero que Ceprodel Y Kiva apoyaba a este tipo de persona, por tal Razón Solicita un crédito para la compra de: Cemento, Arena y pago de mano de Obra, Esto sería de gran importancia de aprovecharían a mejorar un poco las paredes de su vivienda por lo que se encuentran deteriorada y le dará un pequeño repello debido a que no es el alcance de su bolsillo volverlas a construir.

Agradece Ceprodel y Kiva, para que estos le sigan dando la mano amigable para seguir adelante en su vida familiar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Donald José to buy cement and sand and pay for labor.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 25, 2013
Mar 7, 2013
Currency Exchange Loss:
Apr 16, 2014