Sra. Hismenia works as a waitress. She has a secondary education and lives in the family home, occupying 2 rooms with finished walls and a tongue and groove floor, in the Alto San Pedro area of the city of La Paz.
Hismenia works 8 hours a day to cover the food, light, water and education expenses for her two children. She needs the loan to purchase school materials for her two children, who are in school.
Hismenia’s dream is for her two children to finish their studies and become professionals.
This is her first time with IMPRO and her first time with Kiva.
La señora Hismenia trabaja como mesera, su nivel de educación es secundaria, vive en casa familiar ocupando 2 habitaciones en un acabado fino y piso de machimbre en la zona de Alto San Pedro de la ciudad de La Paz.
Hismenia trabaja 8 horas al día, para cubrir sus gastos de alimentación, luz, agua, educación de sus dos hijos.
El crédito lo requiere para la compra de material escolar para sus dos hijos que están en el colegio.
El sueño de Hismenia es que sus hijos terminen sus estudios y salgan profesionales.
Es la primera vez con IMPRO y la primera con Kiva.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.