Vadim has been a farmer since the year 2000, growing melons like cantaloupe and watermelon. The growth of his business began by growing eggplant. Vadim has decided to purchase plastic to enclose greenhouses, as well as drip hosing for irrigation. In the future, he plans on purchasing a tractor with a till attachment that will help him work his land. He also plans on expanding the area of land he farms and to build cold storage to store his harvested crops. His personal plans include building a home. He needs your help to finance the purchase of plastic sheeting and rip hosing.
Вадим - фермер. С 2000 года занимается выращиванием бахчевых культур арбуза и дыни.
Развитие деятельности начиналось с выращивания баклажан.
Вадим решил приобрести пленку для перекрытия теплицы, капельную ленту для полива.
В планах на будущее: приобрести трактор и навесное оборудование к нему для обработки и вспашки своего земельного участка, расширить посевную площадь бахчевых, приобрести холодильное оборудование для хранения и охлаждения готовой продукции.
В личных планах: Достроить жилой дом.
Нуждается в вашей помощи для финансирования пленки и капельной ленты.
About Agro Capital Management
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.
As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.