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Alla is a farmer. Since 2011, she has raised crops such as watermelon and cantaloupe. Her husband helps her with her work. The growth of her business began by planting melons in an open field. Alla has decided to purchase plastic sheeting to enclose her greenhouses as well as drip hosing for irrigation. In the future, she plans to expand the area of land she farms and to buy a tractor with a till to work her land. Her personal plans include saving for her children's education. She needs your help to finance the purchase of plastic sheeting and drip hosing.
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Алла - женщина фермер. С 2011 года занимается выращиванием бахчевых культур таких как дыня и арбуз.
Справляться по хозяйству ей помогает муж.
Развитие деятельности начиналось с выращивания бахчевых культур в открытом грунте.
Алла решила приобрести пленку для перекрытия теплицы и капельную ленту для полива.
В планах на будущее: расширить посевные площади бахчевых культур, купить трактор и навесное оборудование к нему для вспашки и обработки своего земельного участка.
В личных планах: обеспечить образование детей.
Нуждается в вашей помощи для финансирования пленки и капельной ленты.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD