Ivan is a farmer. Since 2010, he has grown watermelons and cantaloupe. His wife and his two children (aged 32 and 26) help him with his work. The growth of his business began by planting melons. Ivan has decided to purchase plastic sheeting to cover his greenhouses, and drip hosing for irrigation. In the future, he plans to expand the amount of land his farms, and to build cold storage to store his crops. His personal plans include building his own home. He needs your help to finance the purchase of plastic sheeting and drip hosing.
Иван - фермер. С 2010 года занимается выращиванием бахчевых культур арбуза и дыни.
Справляться по хозяйству ему помогает супруга и двое детей 32-х и 26-ти лет.
Развитие деятельности начиналось с выращивания бахчевых культур.
Иван решил приобрести пленку для перекрытия теплицы, капельную ленту для полива.
В планах на будущее: расширить посевную площадь, построить холодильное хранилище для хранения и охлаждения готовой продукции.
В личных планах: Достроить жилой дом.
Нуждается в вашей помощи для финансирования пленки и капельной ленты.
About Agro Capital Management
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.
As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.