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Leila is a 59-year-old woman living with her husband in the Gurjaani district. The family runs an agricultural business. In particular, they have a calf and two milk cows. Leila milks cows and produces dairy products to sell at local markets at a good price. Besides that, the family owns an agricultural plot of land where they have a vineyard, which is looked after by Leila’s husband. Leila also purchases secondhand clothes from the wholesalers to resell with a price markup to her villagers.

With one part of the requested loan Leila wants to renovate a cattle shed. The renovated shed will give her the opportunity to purchase more cattle. Another part of the loan will be used to buy more secondhand clothes that she will sell for a good price and develop her business. This will help the couple to make their living conditions better.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $7,796,600
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,300 helped Leila to buy more secondhand clothes and to renovate her shed.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 26, 2013
Mar 9, 2013
Currency Exchange Loss:
Apr 16, 2014