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Ry's Group
In this Group: Ry, Sreypich, Sreyphal
A peasant from the Dambae district of Kampong Cham Province, Ry is a mother of three children who are still in school. To deal with the family’s hardship, she grows cassava on one hectare of farmland and does rice cropping on a half hectare area. She has been involved in the current business for three years and has been able to earn up to 14,700 KHR per day with 3,600 KHR being saved after deducting other expenses. With VisionFund (Kiva’s partner), she is on her fourth cycle. She has wisely used her loans in a good way to sustain her lifestyle and improve her livelihood. Now, she is in a group consisting three female members. She and her co-borrower are seeking 1,400,000 KHR each while the remaining member is applying for 1,000,000 KHR. For Ry’s loan portion, she will use it to purchase potash and for plowing plus labor costs. She hopes to increase her income so as she can sustain her living and to renovate her house to a bigger size.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 3,984.1
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ry's Group's $975 loan helped a member to pay for potash and plowing plus labor costs.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Feb 7, 2013
Mar 20, 2013
Currency Exchange Loss:
Feb 19, 2014