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This is Rosa, 31, resident of Tanza, Cavite, Philippines. She is married to Jack, her business partner, and is a mother to her children. She, together with her husband, manages their household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.

Rosa operates a repacking business. What she basically does is buy different products from wholesalers, repacks them, and sells them for a profit. Her regular customers are neighbors and the local community. She earns a minimum of 500 Philippine pesos (PHP) in sales every day.

To help her continue operations of her business, she is requesting a PHP 13,000 loan. She will be utilizing the loan to buy more quantities of peanuts, sweet beans, chestnuts, and other kinds of peanuts to expand her product inventory.

Rosa hopes to have more customers and dreams to give her children a good education and future. She meets up with her co-fellowship members to share stories of her work every week and where she can also draw strength and inspiration from the word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 682
    View loans »
    Philippines Loans Fundraising
  • $63,194,275
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Rosa to pay for peanuts, sweet beans, chestnuts and other kinds of peanuts to repack.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Mar 8, 2013
Currency Exchange Loss:
Jun 17, 2013